 |
 |
 |
 |
|
|
 |
| After an Accident... |
Most drivers feel shaky even after a minor collision.
Knowing how to handle the problems that you may encounter can save headaches - from the scene of the accident all the way to the body shop.
Most common mistakes drivers make
The number one error drivers make, after being in an accident, is not obtaining enough information from the other party before leaving the accident site. Below is a list of information you should exchange after an accident:
- Driver's name, address, phone number & Driver's license number
- Name of insurance company & insurance policy number
- Vehicle make, model, year & Vehicle Identification Number (VIN)
- License plate number & province of issuance
- Vehicle owner's name, address, & phone number, if different from the driver
|
|
|
 |
| |
For additional help, The Brimell Group Paint & Collision Center offers an "In Case of an Accident" guide for FREE.
If you don’t have one, please drop by the shop to obtain your free guide.
We suggest keeping it in your glove box, along with a pen.
What to remember after an accident:
- If possible, move the vehicles out of the lane of traffic to prevent another crash
- When someone is injured, do not move them
- If you have a cellular phone, call for medical help
- Unless it is obvious you were at fault, do not admit blame
- Ask for witnesses' names, addresses, and phone numbers
- As soon as you arrive home, write down everything you can remember leading up to, during, and after the crash
- If you hit an uninsured driver, still obtain as much information as you can. It will be helpful to you when speaking with your insurance agency
When to call the police
You are required to call the police if:
- One or more parties are injured
- If a vehicle or vehicles has to be towed
- The damage is more than $1000.00 on your vehicles collectively
However, it is recommend that you always call the police, as a police report can verify what actually happened.
Without a police report, the other parties involved could change their stories.
Risks of not reporting your accident
The other driver may ask you not to report the accident and offer to pay for your damages. If the damage looks like it is under $500, you might consider accepting the other driver's offer, but doing so is risky. You have no assurance that the person will actually send you a cheque to cover your damages. Usually, the reason people don't want an accident reported is higher insurance rates. So, go ahead and take your car to the accident reporting centre and file a police report, it’s the law. It is important for your protection.
Calling your insurance company
After you have been to the accident centre, you should notify your insurance company.
A question to ask your insurance agent: May I select the body shop I want to repair my vehicle? If their answer is no, why not?
As the owner of a motor vehicle which has been damaged in an accident, you have the right to choose the shop where your vehicle is repaired. This is the law. |
|
 |
|
 |
 |
|
|
|
 |
 |
 |
|
| © 2009 Brimell Group | 5060 Sheppard Ave E, Scarborough, On M1S 4N3 | T: 416-292-2246 | E: bodyshop@thebrimellgroup.com | 24HR Helpline: 647-333-2246 |
|
|